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Financial Services: Life Insurance

It has been said that life insurance provides a known amount of cash for an unknown time. When we lose a loved one or a business partner, we receive many bills that need to be paid. Life insurance is the one asset that can be depended on to provide cash when it's needed most.

Types of Life Insurance

Term Life Insurance
Term Life is generally the least expensive and most simple type of insurance. It provides insurance protection for a specific period of time (10 years, 20 years). Should death occur within the period covered, the death benefit is paid.

Term Life is a potential solution for a temporary need and used when people have a limited budget.

Permanent Life Insurance
Permanent Life is available in several forms including: Universal Life, Adjustable Life, Variable Life, and Whole Life. It is used to provide protection for your family or business and has the potential to build cash value. The type of permanent life insurance that fits your situation is best determined by consulting our team of insurance professionals.

How much do I need?

Because your situation is unique, use the Financial Calculators by clicking below. Look on the left menu for "Risk Management", then click on "Life Insurance".
http://www.tfgroup.com/index.cfm?source=calc_hdr.cfm&type=C &type=C

When deciding on the amount of benefit desired, consider:

  • Income replacement.
  • The amount to pay off your mortgage.
  • The amount needed to clear other debt.
  • Your children's education costs.

How can Atlas Financial Services Group help?

As insurance consultants, we help you to identify your financial goals and provide solutions tailored to you, your objectives, your family, your needs and your budget.

As insurance brokers, we recommend coverage through insurance carriers based on their financial strength, quality service and competitive premiums.
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