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Personal Insurance: Motorcycle

We work with the #1 motorcycle insurer in the country, and the only motorcycle insurer endorsed by the American Motorcyclist Association.

Through this association we're able to provide the right coverage to just about any motorcyclist needing insurance for themselves and their bikes, with comprehensive options and competitive rates.

Policy Coverages

Bodily Injury and Property Damage and Guest Passenger coverage
Pays when you are legally liable for bodily injury or death caused by your vehicle or operation of most non-owned vehicles. This coverage also pays for your defense if you are sued.

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Guest Passenger Coverage
Provides protection for legal liability in the event that a guest passenger is injured on the insured vehicle.

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Uninsured Motorists Bodily Injury Coverage
Protects you, your relatives and occupants of a covered vehicle if any of these insured sustain bodily injury, including any resulting death, in an accident in which the owner or operator of a motor vehicle who is legally liable does not have insurance.

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Underinsured Motorists Bodily Injury Coverage
Protects you, your relatives and occupants of a covered vehicle if any of these insured sustain bodily injury, including any resulting death, in an accident in which the owner or operator of a motor vehicle who is legally liable does not have enough insurance.

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Medical Payments Coverage
Pays certain medical and funeral expenses resulting from a motor vehicle accident. This coverage protects anyone occupying your vehicle. It also covers you and relatives who reside in your household while in other vehicles or if struck as a pedestrian. These benefits are payable without regard to fault. This coverage may not be in states that require Personal Injury Protection Benefits.

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Income Disability Coverage
Income Disability Coverage will pay for monthly earnings (1/12 of a person's average annual compensation before state and federal income taxes at the time of injury or death) which are lost as a result of an injury arising out of an accident caused by the covered vehicle. Coverage applies to lost monthly earnings incurred either up to one year following the accident, or when the insured is able to return to work, whichever occurs earlier. This coverage, if combined with Workers' Compensation benefits and/or any Employer Related Wage Loss Benefits, may provide only up to 80% of monthly earnings or net monthly earnings. The coverage limit is $10,000.

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Deductibles
The amount of each loss you agree to pay. Generally, choosing a higher deductible will lower your premium.

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Comprehensive Coverage
Pays for loss or damage to your covered vehicle caused by any event other than collision. This includes damages due to events such as fire, theft, windstorm, flood and vandalism.

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Collision Coverage
Pays for loss to your covered vehicle when it collides with another object or overturns.

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Roadside Assistance Coverage
Immediate assistance for battery jump start, mechanical breakdown, flat tire service and other roadside related problems.

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Stated Value of Motorcycle
The value of your motorcycle, including the motorcycle and all custom parts and equipment.

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Customer Parts and Equipment
Provides coverage for the first $1000 of loss to custom parts or equipment free of charge. Input total value of CPE and the first $1000 of coverage will not be charged.

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