Although there is no requirement for boat owners to obtain insurance, accidents involving watercraft frequently occur. Not only is it costly to repair a damaged boat, but it can also be financially devastating if a judgment is awarded against you requiring you to pay thousands of dollars toward the injuries or property damage. A Boat Insurance Policy will protect you if:
- Your boat sinks (more often than not, this happens while the boat is docked)
- The wake from your boat causes injury or damage
- An oil spill creates an environmental hazard that you as the boat owner may be responsible for
- You ram another boat or a buoy
- You run aground on a sandbar
- A guest is injured on your boat
An experienced boat owner knows it is wise to be properly insured, to protect your investment and other assets.
Specialized Coverages Available:
Total Loss Replacement
You may obtain a brand new boat if your boat is totaled or an "agreed value coverage." Fishing Equipment Coverage
Damages or loss, including coverage against theft. Replacement Cost for Personal Items
Any items used in conjunction with your boat will be covered to the specified replacement cost -- cameras, clothes, cell phones, etc. 24-Hour Roadside Assistance
Towing expenses if you break down while trailering your boat. This benefit is automatically included. On-Water Towing and Emergency Services
Expense for assistance if your boat becomes disabled while you are out on the water.
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Our consultants are available to assist you. Request information or schedule a meeting with one of our consultants by clicking the link below.
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